Banking in Liechtenstein: What Founders Need to Know Before Incorporating
Liechtenstein offers one of Europe’s most stable and efficient jurisdictions for business — and the banking sector plays a central role in its success. Whether you're setting up a commercial company, a holding AG, or a family foundation, you’ll need a compliant and operational bank account from the start.
At RB Swiss Group, we support entrepreneurs and investors with seamless cross-border structuring, including secure access to Liechtenstein and Swiss banks.
💡 Why Banking Should Be a Priority — Not an Afterthought
Many founders focus solely on legal registration, postponing banking until after incorporation. But this often leads to delays or account refusals.
Why?
- Banks may want to review your business model before company registration.
- Some require corporate bank accounts to be ready for capital deposits.
- Regulatory compliance is stricter for international founders — especially those from non-EU regions.
That’s why it’s crucial to plan banking and incorporation together.
🔍 What Liechtenstein Banks Expect from Founders
Liechtenstein’s banking sector is internationally respected for privacy, regulation, and legal certainty. But it is also selective — especially with foreign-owned companies.
Expect the following during the onboarding process:
- Clear identification of Ultimate Beneficial Owners (UBOs)
- Transparent business activity and jurisdictional footprint
- Documentation of the source of funds and capital
- Detailed background of shareholders and directors
- Potential requirement for local or EEA-based directors
Some banks are more open to crypto, holding, or tech structures — but documentation and planning must be flawless.
📑 Documents Typically Required
When opening a business account in Liechtenstein (or via a Swiss banking partner), be prepared to provide:
- Company statutes and incorporation documents
- Passport copies and proof of address for all UBOs
- Shareholder register
- Description of planned activity and jurisdictions
- Signed banking application
- Founding deed (for Stiftung/foundation structures)
🧑💼 How RB Swiss Helps You Bank Successfully
At RB Swiss, we provide trusted support across all stages of your banking journey:
- Bank account coordination with trusted institutions
- Preparation of compliance documents and KYC files
- Nominee or Swiss-based directors (when required)
- Domicile address setup in Zug
- Company formation services aligned with banking requirements
Whether you're opening a Stiftung, AG, or GmbH — we ensure your structure is bankable, compliant, and operational from day one.
✅ Tips to Succeed with Liechtenstein Banking
✔️ Start early — Don’t wait until incorporation to engage with banks.
✔️ Match your structure — Choose AG, Stiftung, or GmbH based on banking needs.
✔️ Be transparent — Document UBOs and business logic clearly.
✔️ Work with a local expert — RB Swiss bridges Swiss and Liechtenstein compliance seamlessly.
Start Your Liechtenstein Venture With the Right Banking Partner
RB Swiss Group combines Swiss reliability with deep Liechtenstein expertise — giving you a compliant and practical setup for EU-facing or global ventures.
📞 +41 (0)41 410 61 61
🏢 Blegistrasse 7, 6340 Baar, Switzerland