Why Banking Is Essential for Crypto Companies
For blockchain and cryptocurrency businesses, a Swiss bank account is more than a necessity — it’s the foundation for smooth operations. Without reliable banking, companies cannot pay employees, receive investments, or meet compliance standards.
Yet, opening a bank account for a crypto company in Switzerland is far more complex than for traditional businesses. At RB Swiss Group, we specialize in guiding entrepreneurs through these challenges with tailored solutions.
The Challenges Crypto Companies Face
1. Regulatory Hurdles
Switzerland is a pioneer in crypto regulation under FINMA (Swiss Financial Market Supervisory Authority). However, many banks still classify crypto clients as high-risk.
2. Strict AML/KYC Requirements
Banks require strong Anti-Money Laundering (AML) and Know Your Customer (KYC) measures. Without detailed compliance policies, account applications are often rejected.
3. Reputation Concerns
Some traditional banks fear reputational risks associated with cryptocurrencies, making them reluctant to onboard blockchain clients.
4. High Documentation Standards
Swiss banks expect extensive documentation, including a clear business plan, shareholder details, and verified incorporation through the Swiss Commercial Register.
Which Banks Welcome Crypto Companies?
Fortunately, Switzerland is home to several crypto-friendly banks that actively support blockchain businesses:
- SEBA Bank – Licensed Swiss digital asset bank
- Sygnum Bank – A global pioneer in digital asset banking
- Maerki Baumann – Private bank with blockchain expertise
- Bank Frick – Supports crypto exchanges and token issuances
- Julius Baer – Offers selective crypto services via partnerships
These banks provide business accounts, custody, and fiat-to-crypto services. RB Swiss Group helps match you with the right financial partner.
RB Swiss Group Solutions for Crypto Banking
1. Company Formation Support
We ensure your legal foundation is compliant and tailored for banking.
2. Domicile Address in Zug
A professional address strengthens your Swiss presence and credibility.
3. Bank Account Opening Assistance
We streamline the process of opening a Swiss business account, connecting you with crypto-friendly banks.
4. Compliance and Accounting
From AML/KYC to transparent reporting, we ensure ongoing compliance.
5. Swiss Resident Director Services
We provide trusted local directors to meet Swiss legal requirements.
The Future of Crypto Banking in Switzerland
Thanks to Zug’s Crypto Valley, Switzerland is leading the way in blockchain innovation. As demand grows, more banks are opening their doors to digital asset companies. With RB Swiss Group’s support, you can navigate this evolving landscape with confidence.
Conclusion: Secure Banking for Your Crypto Venture
Banking for crypto companies in Switzerland may seem complex, but with the right partner, it becomes a structured and efficient process.
At RB Swiss Group, we provide everything you need to establish and grow your Swiss crypto company — from company setup to compliance, banking, and beyond.
📞 +41 (0)41 410 61 61
🏢 Blegistrasse 7, 6340 Baar, Switzerland